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Charges on your Air Arabia Mashreq Credit Card

  • Principal Annual Fee
    Air Arabia Mashreq Platinum Credit Card - AED 200
    Air Arabia Mashreq Classic Credit Card - AED 100

  • Supplementary Annual Fee
    Supplementary Credit Card - AED 50.

  • Minimum Payment
    At least 5% of the outstanding balance with a minimum amount of AED 50. If the outstanding balance is less than AED 50, the minimum payment will be equal to the outstanding balance.

  • Minimum Interest Charges
    AED 25 in any billing cycle in which interest is due.

  • Interest Calculation Method
    Daily closing balance.

  • Retail Interest Rate
    2.99% per month.

  • Cash Advance Interest Rate
    2.99% per month.

  • Cash Advance Fee (% of withdrawal amount)
    3% of the amount of cash obtained, with a minimum of AED 75 per transaction.

  • Accident Care
    AED 300,000 cover at AED 30 per month.

  • Credit Shield
    Charged per month at 0.85% of outstanding.

  • Late Payment Fee
    AED 159 in any month that the payment is late or not made, or is less than the minimum amount due.

  • Overlimit Fee
    AED 159 in any month that the outstanding balance is greater than the assigned credit limit.

  • Returned Cheque Fee
    AED 300.

  • Currency Conversion Fee
    ~ 2.85%.

  • Lost/damaged Card replacement fees:
    Air Arabia Mashreq Credit Card - AED 100
    Priority Pass Card - AED 100

  • Statement Reprint Charges
    AED 15 per statement.

  • Grace Period - Retail Purchases
    Up to 55 days on new retail purchases - minimum of 25 days on new retail purchase between statement and payment due dates.

  • Grace Period - Cash Advances
    None.

  • Mashreq Mobile - SMS Inquiry Service
    No charges.



Other Card Benefits Charges on your Card Terms and Conditions