Personal Loans for Emaratis FAQ
What’s the minimum and maximum age?
Minimum of 21 years and Maximum of 65 years.
How much can I borrow?
Subject to your income and credit rating, it can be up to 20 times of your salary.
What is the interest rate I pay?
Our interest rates are charged on a reducing balance. The interest rates are extremely attractive and competitive.
Do I get any special benefits?
You automatically get a host of free benefits:
- Current account
- Cheque book
- Electron ATM / debit card - accepted worldwide
- Access to 47 branches open from 8.00 am to 4.00 pm
- 24 hour telephone banking
- Access to over 170 ATMs across the UAE
- Free credit card for the life of the loan
How long do I have to repay my loan?
From 6 months to a maximum of 48 months, depending on your choice, eligibility and ease of repayment. You can also use our loan top up and postponement facilities.
What is the minimum salary required to get a Personal Loan for Emaratis?
AED 5000.
Phone