dream car
Dream Saver Account

Realise your dreams faster

Save & earn a high interest rate

1% fixed interest rate

Paid at maturity

Earn monthly interest

No minimum amount required

Simply start saving

Enjoy 1% fixed interest rate

Enjoy a fixed interest rate of 1% (subject to change) with the Dream Saver Account and realise your dreams faster.

Mashreq Account & Deposit

Monthly interest

As you save with Dream Saver, interest is accrued on a monthly basis. This is paid to you at the end of maturity. This regular monthly interest helps achieve your dreams and goals.
Mashreq Account & Deposit

It’s easy to start with no minimum deposit

With no minimum deposit amount, saving is easy with Dream Saver. You can simply start saving from day one to realise your dreams.

man in white
Mashreq Account & Deposit
You dream, you save, you get
Whether it's planning to buy a car or go on holiday, Dream Saver Account offers the flexibility to choose your 'dream' and select the tenure and savings option to meet your dream.
Mashreq Customers can set up Dream Saver account online, or simply walk into any Branch.
It’s easy for Mashreq Customers.
Saving for dreams

Choose your dream, tenor and initial deposit. There’s absolutely no penalty if you withdraw your funds before the end of the tenor*. *T&Cs apply

It’s easy to grow your savings
No fees or charges. No teller transactions. Your savings simply grow.


Minimum deposit
There is no minimum deposit
Mashreq Account
Customers who already hold an active Current or Savings Account with Mashreq Bank
Must be 18 years old and above. A minor (below the age of 18) can apply along with a guardian.

You will need

Absolutely no paperwork! Simply open the account through Mashreq Online/Mashreq Mobile
Terms & Conditions, click here
Dream Saver

Let’s set up your Dream

What’s your dream

Yours Savings Goal


Months to Save


Monthly Contribution


Accrued Interest*


Interest – Fixed rate 1.00% (rate subject to change)

*This will be the additional interest paid at the end of the tenure to your accumulated monthly contribution Please note, the interest calculation above is for illustrative purpose only. The actual interest amount will depend on the exact tenure of the savings and the number of calendar days in a month.

Are you ready to apply?

Still got questions?

There is no minimum amount required to open a Dream Saver Account. To calculate how much you need to save in order to achieve your dream, simply enter the value/cost of your dream in AED along with the tenure in which you aim to achieve it. The system automatically calculates the monthly amount you need to save in order to realise your dream.

Dream Saver Account can be opened in AED (Dirhams) only.

You need to have an active Mashreq Current or Savings Account in order to open a Dream Saver Account.

You can apply for a Dream Saver Account through Mashreq Mobile or Online banking.
There are no fees or charges applicable on the Dream Saver Account.

Interest on the Dream Saver Account is accrued monthly on the principal amount and credited on liquidation/maturity to the same account. The principal+interest is then transferred to the destination account chosen by you at the time of account opening.

Yes, you will earn interest for the duration the funds have remained in the Dream Saver Account. However, the bank has the right to apply a premature withdrawal fee without any prior notice. This withdrawal fees will be the interest applicable for the total period for which the deposit has run less applicable penalty.

As mentioned in the question above, the product is not suitable for someone who anticipates the need to withdraw funds before completion of the savings period that was set up when opening the Dream Saver account, hence no Debit Card is provided for this account.
For day-to-day transactional needs a Mashreq Current or Savings account is more suitable.

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Download Mashreq Mobile App