Up to AED 75 Mn*
Loan amount (T & Cs apply)
Up to 15 years
Repayment tenor
Competitive variable interest rate
linked to 3 mths EIBOR
Own a commercial property or a residential building with rental income?
Get loans of up to AED 75Mn over a tenor of up to 15 years. Enjoy competitive property management rates as low as 1.25%. T&Cs apply.
Your rental income can help you arrange a competitive loan today.
Property Management
Competitive Property Management rate from 1.25% to 2.50%.
The Choice is Yours
Islamic option available to reflect your lifestyle.
Attractive Debt Service Coverage Ratios
Enjoy a Debt Service Coverage Ratio of 1.20X
Available for all Emiratis
Available for Individuals and Companies / SPVs owned by UAE Nationals
Documentation
Replace with “SMS ‘BAYT’ to 4250 and one of our representatives will get in touch with you”
Are you ready to apply?
Eligibility
Eligibility
SMS ‘BAYT’ to 4250 and one of our representatives will get in touch with you
Still got questions?
- A Finance Facility or Loan granted to a borrower/obligor which is repaid from the rental income of the borrower’s property. Primarily lending against the cash flow generated from a property is the main factor for granting LRD facility.
1) Commercial real estate such as offices, retail shops, warehouse etc.
2) Residential building including retail shops- 1) Emiratis working for Govt. / Semi Govt. / Approved Private Companies
2) Companies/ SPV owned by UAE nationals with MRS 17 (B+) or better for NTB obligors. - You can obtain up to AED 75Mn.
- The repayment period is up to 15 years without a ballon payment and up to 12 years for a 20% ballon payment
- To apply
SMS ‘BAYT’ to 4250
or Call: 04-424 4444
Did you find the information you were looking for on this page?