With multiple choices, easy processes and quick approvals, you can find the lending solution that is just right for you.


Did you know...?

Basically, it is a financial transaction between two parties: the bank and you – the borrower. Once you request an amount of money from us, the funds will be exchanged physically or electronically upon our mutual agreement with defined terms and conditions. You will then have to pay back the loan in monthly instalments according to the schedule defined at the moment of your application. For the benefit of borrowing money at your leisure, Mashreq adds a competitive interest to lower down your monthly payment. The borrower chooses the amount of interest, however, at the time of deciding how long to repay the debt for. Mashreq interest rates are extremely competitive, though and our aim is on helping our customers to borrow wisely.
Whether you need a new car, want to make an improvement to your home, or are putting it towards your children's education then a loan can help. And you're good to apply with any of those common reasons in mind. In fact, you're perfectly okay to borrow for most things. Still, if you're unsure, call one of our advisors on either +971 4 4244444 (Dubai) or +971 2 6274737 (Abu Dhabi).
The type of loan you apply for will depend on your intended purpose for the money. For example, you would apply for a 24-hour personal loan if you needed to borrow money fast because of an unforeseen car repair. But if you're looking for the security of ongoing financial support – perhaps for a business venture - then a conventional solution with a comfortable repayment period would suit better. We offer a wide range of loan types for you. To make things simple, we've consolidated these into three main categories:
Personal Loans in UAE: Whether you're an Emirati or expat living in UAE, you can get a personal bank loan from Mashreq Bank. We tailor our loan products to cater for the needs of each individual customer and their specific financial profile.
Car Loans in UAE: Whether you're looking to get out on the road or upgrade, your car loan can go up to AED 500,000 with us. Looking to get a new or pre-owned car is not a problem too, as we understand there are many complex reasons behind needing a car loan.
In order to get a loan, you will need to make a clear and detailed application. To qualify, you will also need to provide certain forms of documentation - your eligibility will then depend on the type of financial solution you're applying for. You will then need to provide certain information based on the regulations for taking out a loan in the UAE. This is likely to include your employer; salary; current accommodation and extra income sources. For full details, you can review the information on each specific product page via this website or you can give us a call: +971 4 4244444 (Dubai) +971 2 6274737 (Abu Dhabi).
  • The best bank loan providers assess your application and lend the amount they feel you can realistically pay back
  • The repayment period is decided so you have a comfortable timeframe to return the money borrowed
  • The best bank loans come with a manageable monthly repayment option.
  • Bank loan rates vary,, but there is an interest rate applied to every single loan as a standard feature.
  • There are many reasons why those with a poor credit history are in that situation, from their financial situation (the min. salary required is AED 5000); to falling behind with debts due to redundancy – and even not having a credit card or loan before, and so no lending record for banks assess repayment reliability
  • In this situation, they may find it difficult to obtain a loan and Mashreq provides advice.
For credit concerns:
+971 4 4244444 (Dubai)
+971 2 6274737 (Abu Dhabi)
Follow 4 easy steps:
  1. Click on the loan type which appeals to you (personal, car or home)
  2. Read the details on the specific product page
  3. Click 'Apply Now' in the top-right of the specific product page
  4. Fill out the quick application form online and click 'Submit'

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