noon VIP Credit Card
Ready-to-shop, instant digital card
No annual fee ever!
Up to AED 500
welcome bonus
Free delivery
on noon express orders
Accelerated cashback
up to 5.0% cashback
Welcome Bonus
Enjoy an exclusive joining bonus with the noon VIP Credit Card.
If you are applying for your first credit card with Mashreq, you will get AED 500. If you have an existing credit card with Mashreq, you will get AED 100.
For T&Cs please click here. Note: The welcome bonus for any new customer applying for their first credit card with Mashreq on or after January 15, 2023 is reduced from AED 1000 to AED 500. Customers are required to complete a minimum retail spend of AED 4,500 within the first two months of card booking on the newly issued Mashreq Noon VIP Credit Card to be eligible for the welcome bonus.
If you are applying for your first credit card with Mashreq, you will get AED 500. If you have an existing credit card with Mashreq, you will get AED 100.
For T&Cs please click here. Note: The welcome bonus for any new customer applying for their first credit card with Mashreq on or after January 15, 2023 is reduced from AED 1000 to AED 500. Customers are required to complete a minimum retail spend of AED 4,500 within the first two months of card booking on the newly issued Mashreq Noon VIP Credit Card to be eligible for the welcome bonus.
Free Delivery
Enjoy unlimited free next day delivery across UAE on all noon express orders.
Click here for more details
Click here for more details
Enjoy Accelerated Cashback
- 5.0% cashback on all noon purchases
- 5.0% cashback on all Sivvi purchases
- 5.0% cashback on noon Minutes for a limited period (October 31, 2022 – Feb 05, 2023)
- 5.0% cashback on noon Grocery and NowNow purchases on the card
- 1.0% cashback on other purchases on the card
Get Instant Credit Card
Instant Digital Card
No need to wait for card delivery to start shopping any more with the new Mashreq Instant Digital Card. For FAQs and T&Cs please click here.
Free for life - No annual fees on primary and supplementary cards.
No Hidden Fees
Annual fee
Free for life
Interest rates
3.33% p.m. for the first 6 months. Up to 3.69% p.m. thereafter
Minimum monthly payment
5% of your monthly statement balance
PayProtect insurance
0.99% of your monthly statement balance
Transparency
Noon VIP Credit Card Terms & Conditions
To find out more, click here.
General Terms & Conditions
To find out more, click here.
Still got questions
- If you received your Instant Digital Card would come pre-activated for you, with no need of activation. Please check Digital Card FAQs on how to use your Instant Digital Card. When you receive your physical card, please follow below steps to activate your card.
- a. If you are already registered for Mashreq Mobile:
Go to Mashreq Mobile > Left Menu > Card Control > Select your Credit card > Activate Card - b. If you are not registered for Mashreq Mobile:
Download Mashreq UAE and click on “NEW USER SIGNUP”. The journey will automatically help you activate your card, generate your PIN and add your card to digital wallets
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- a. If you are already registered for Mashreq Mobile:
- Yes, you will become a noon VIP Member automatically on the next day when your Mashreq noon VIP card is activated.
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- For more details and examples on cashback earning, please click here.
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- All your cashback earning will get accumulated on noon. You can review cashback earning details on the My Accounts page on your Noon Account as noon credits.
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- Cashback earned as part of the Mashreq Cashback Program will be reversed in the monthly cashback transferred to your Noon Account. You can review cashback earning/reversal details on the My Accounts page on your Noon Account.
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- Instantly redeem your cashback at noon, noon Grocery, SIVVI, noon Food and noon in just minutes at the time of checkout.
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- No, there is no minimum spend requirement to earn cashback. You can earn cashback starting from first Dirham of spend.
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- All retails purchases made on your Card will be eligible for the cashback. Spends not qualified for cashback are:
- Easy Cash
- Balance transfers
- Local cash advances
- Credit card cheques
- Finance charges
- All fees charged on the Card by the Bank
- Transactions reversed by Merchants
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