noon VIP Credit Card

Ready-to-shop, instant digital card

No annual fee ever!

noon credit card

Up to AED 1,000

welcome bonus

Free delivery

on noon express orders

Accelerated cashback

up to 5.0% cashback

Welcome Bonus

Enjoy an exclusive joining bonus with the noon VIP Credit Card.
If you are applying for your first credit card with Mashreq, you will get AED 1,000. If you have an existing credit card with Mashreq, you will get AED 100.

For T&Cs please click here.

Free Delivery

Enjoy unlimited free next day delivery across UAE on all noon express orders.
Click here for more details

Enjoy Accelerated Cashback

  • 5.0% cashback on all noon purchases
  • 5.0% cashback on all Sivvi purchases
  • 5.0% cashback on noon Minutes for a limited period (October 31, 2022 – Feb 05, 2023)
  • 5.0% cashback on noon Grocery and NowNow purchases on the card
  • 1.0% cashback on other purchases on the card

Get Instant Credit Card

Instant Digital Card
No need to wait for card delivery to start shopping any more with the new Mashreq Instant Digital Card. For FAQs and T&Cs please click here.
Free for life - No annual fees on primary and supplementary cards.

No Hidden Fees

Annual fee
Free for life
Interest rates
3.33% p.m. for the first 6 months. Up to 3.69% p.m. thereafter
Minimum monthly payment
5% of your monthly statement balance
PayProtect insurance
0.99% of your monthly statement balance


Noon VIP Credit Card Terms & Conditions
To find out more, click here.
General Terms & Conditions
To find out more, click here.

Still got questions

If you received your Instant Digital Card would come pre-activated for you, with no need of activation. Please check Digital Card FAQs on how to use your Instant Digital Card. When you receive your physical card, please follow below steps to activate your card.
  • a. If you are already registered for Mashreq Mobile:
    Go to Mashreq Mobile > Left Menu > Card Control > Select your Credit card > Activate Card
  • b. If you are not registered for Mashreq Mobile:
    Download Mashreq UAE and click on “NEW USER SIGNUP”. The journey will automatically help you activate your card, generate your PIN and add your card to digital wallets

Was this useful?

Yes, you will become a noon VIP Member automatically on the next day when your Mashreq noon VIP card is activated.

Was this useful?

For more details and examples on cashback earning, please click here.

Was this useful?

All your cashback earning will get accumulated on noon pay wallet. You can review details of cashback earning from noon pay wallet or noon account.

Was this useful?

For refund transactions:
Cashback earned as part of Mashreq Cashback Program will be reversed in the next monthly cashback transfer to your noon pay account.

Was this useful?

Whenever your cashback is available on noon pay wallet, you can redeem the cashback towards your noon orders or noon merchant partners through noon pay.

Was this useful?

No, there is no minimum spend requirement to earn cashback. You can earn cashback starting from first Dirham of spend.

Was this useful?

All retails purchases made on your Card will be eligible for the cashback. Spends not qualified for cashback are:
  • Easy Cash
  • Balance transfers
  • Local cash advances
  • Credit card cheques
  • Finance charges
  • All fees charged on the Card by the Bank
  • Transactions reversed by Merchants
Utility bill payments like telephone bills, water and electricity bills made through the Bank's payment channels like Call Center, Mashreq Online, ATM, Mobile Banking, Branches or any other Bank's payment channel.

Was this useful?

You may also be interested in


Get Salaam Points, unlimited visits to Fitness First, free golfing, valet parking plus airport transfer & lounge access.

Platinum Elite

Get Salaam Points on every spend, complimentary visits to Fitness First, and airport transfers with lounge access.

Download Mashreq Mobile App

Did you find the information you were looking for on this page?