Home Contents & Personal Belongings

with comprehensive cover

High coverage

Low annual premiums

Personal belongings

protected globally

Rent loss benefit

& alternative accommodation

We’ve got you covered

It’s reassuring to know that Home Comfort protects your house and precious belongings against accidental damage, theft, floods and natural disasters.
home insurance
home insurance
Enjoy high coverage with low premiums
Your home insurance is designed for both tenants and owners, and provides you various amounts of comprehensive cover with affordable premiums.
home insurance
Cover for your personal belongings is on a worldwide basis and is against all risks.
Worldwide cover
It’s good to know that whether it’s loss of rent or a need for alternative accommodation, we’ve got you covered.
Loss of rent and alternative accommodation

Are you ready to apply?

income shield
Protecting you home & belongings
Home Comfort is a comprehensive package of insurance benefits designed to cover the contents of your home.
car insurance
Your personal belongings are covered up to AED 150,000. This includes mobile phones, laptops and other electronics.
Personal belongings
Liability cover
Your liability cover is generous and covers you up to AED 5 million.
Domestic help cover
Your plan covers your domestic help and provides for repatriation costs.

Disclaimer: Insurance products are offered by renowned international and regional insurance companies. All product features, benefits, and returns are offered by the insurance company and not by Mashreq Bank PSC. Mashreq Bank PSC shall not be responsible for insurance provider's actions or decisions, nor shall Mashreq Bank PSC be liable regarding payment of claims or services under the policy/insurance contract. Terms and Conditions apply.

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  • Owners: To protect both your house and personal property.
  • Tenants: To protect your personal property.

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  • Buildings: for the home-owner. Covers damage caused to the building/property
  • Contents: for the homeowner or renter.Covers loss, theft or damage to items in the house
  • Personal belongings: for the homeowner or renter.Covers loss, theft or damage to items taken outside the house.
  • Domestic servant: Covers the legal domestic servant in the event of accidental death, injury or sickness.

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Household goods and personal effects (including Personal Money up to the limit shown) belonging to you (or for which you are legally responsible) or to resident domestic helpers whilst within your Home, including fixtures and fittings belonging to you (or for which you are responsible) not being landlord’s fixtures and fittings and interior decorations

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Luggage, clothing and articles of personal use, normally worn used or carried about the person, belonging to you or for which you are legally responsible.

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Contents only cover items within the house, while Personal Belongings cover items inside and outside the house.

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No, you will only need to mention the total sums you wish to insure to initiate the policy, however, should you have any items that are above the Single Article Limits (Specified Items: AED 40,000 & AED 10,000), these would need to be mentioned.

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You would need a police report (or a verifiable authorities report) for the stolen, lost, or maliciously damage property; Proof of Purchase for your Specified Items; a completed claims form from AXA; and any further documentation AXA may request in this regard.

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Yes, you will be given a pro-rate refund provided no claims have been reported within the policy period.

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Specified items are items of high value, whose individual value is greater than the single article limit. The Single Article Limit is a limit of AED 40,000 for contents, and AED 10,000 for Personal Belongings. Should any individual item be valued higher than thislimit, it will need to be mentioned at the time of policy inception, and have proof of purchase / valuation provided at the time of a claim.

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You should have received an email from the insurer with the terms and conditions. You can also find them on the insurer’s website. https://www.axa.ae/en/personal/products/home-insurance

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