Joining Bonus

Guaranteed up to AED 2,500 cash upon joining

Zero Balance Account

Zero Balance Account

Salaam Points

Earn AED 25 worth of Salaam Points for 5 online/mobile transactions every month

International Transfer

Unlimited free international online transfers every month


Now get MORE Happiness when you transfer your salary to Mashreq! Earn Additional Joining Bonus for a limited time only.

Salary Existing Joining Bonus Additional Bonus
(in AED) (in AED) (in AED)
10,000 – 24,999 500 200
25,000-49,999 1,000 500
50,000 & above 2,500 750


SMS 'HAPPY' to 4250 from your registered mobile number

New to Mashreq?

Please note:

  • All Customers eligible and opting for the Happiness Account during the campaign period will be eligible for the campaign
  • The Incremental Cash Bonus will be credited after the 3rd Salary is credited in the account
  • To be eligible for the Campaign, the first salary needs to be credited within the 3rd month of account opening and the first 3 salaries need to be credited by the 5th month of account opening.

Terms and Conditions apply.

Guaranteed joining cash of AED 2,500 for salaries AED 50,000 & above; AED 1,000 for salaries AED 25,000 & above; and AED 500 for salaries AED 10,000 & above for New Salary Transfer Accounts. Both New & Existing Mashreq Bank customers with a minimum salary transfer of AED 10,000 & above will be eligible for all other mentioned benefits. Above terms & conditions may be subject to change at any time at Mashreq Bank’s discretion Frequently Asked Questions
Terms & Conditions