Joining Bonus

Guaranteed up to AED 2,500 cash upon joining

Zero Balance Account

Zero Balance Account

Salaam Points

Earn AED 25 worth of Salaam Points for 5 online/mobile transactions every month

International Transfer

Unlimited free international online transfers every month

Cash back

Up to 10% cash back on all SmartSaver spends

SMS

SMS 'HAPPY' to 4250 from your registered mobile number

New to Mashreq?

Mashreq Happiness Account Draw winners in 2017

Month

Customer Name

Nationality

Prize

April

Ms. Edna De Guzman Rosas

Philippines

AED 100,000

March

Mr. Sayed Ahmed Hussein Ahmed

Egypt

AED 100,000

February

Ms. Grace Wanjiku Njoroge

Kenya

AED 100,000

January

Ms. Myrna Cruzat De Guzman

Philippines

AED 100,000

Mashreq Happiness Account Draw winners in 2016

Month

Customer Name

Nationality

Prize

December

Mr. Fadi Waleed F Jawabry

Jordan

AED 100,000

November

Mr. Yousef AbdulLatif Ahmad Sultan Alulama

UAE

AED 100,000

October

Mr. Abdalla Matar Abdalla Al Mesafri

UAE

AED 100,000

September

Mr. Vishak Sreenivasan

Indian

AED 100,000

August

Mr. Pedro Ceasar III Arsenio

Philippines

AED 100,000

July

Mr. Amin Elahy

U. S. A

AED 100,000

June

Mr. Kapilbhai Jagadishbhai Dhagia

Indian

AED 100,000

May

Ms. Sunaina Sikarwar

Indian

AED 100,000

Effective May 2017, there has been a revision to the benefits being offered with the Mashreq Happiness Account. The monthly draws for AED 100,000 have been discontinued and we now offer unlimited free online international remittances to our Happiness Account customers

Terms & Conditions apply.Guaranteed joining cash of AED 2,500 for salaries AED 50,000 & above; AED 1,000 for salaries AED 25,000 & above; and AED 500 for salaries AED 10,000 & above for New Salary Transfer Accounts. Both New & Existing Mashreq Bank customers with a minimum salary transfer of AED 10,000 & above will be eligible for all other mentioned benefits. Above terms & conditions may be subject to change at any time at Mashreq Bank’s discretion
Frequently Asked Questions Terms & Conditions