Joining Bonus

Guaranteed up to AED 2,500 cash upon joining

Zero Balance Account

Zero Balance Account

Salaam Points

Earn AED 25 worth of Salaam Points for 5 online/mobile transactions every month

International Transfer

Unlimited free international online transfers every month

Chance to win 10,000 salaam points on first international transfer through Quick Remit – applicable for transfers of 5,000 AED or more.


Now get MORE Happiness when you transfer your salary to Mashreq! Earn more Joining Bonus from 6th August to 31st Jan, 2019.

Salary Existing Joining Bonus Additional Bonus
(in AED) (in AED) (in AED)
10,000 – 24,999 500 200
25,000-49,999 1,000 500
50,000 & above 2,500 750


SMS 'HAPPY' to 4250 from your registered mobile number

New to Mashreq?

Please note:

  • All Customers eligible and opting for the Happiness Account during the campaign period will be eligible for the campaign
  • The Incremental Cash Bonus will be credited after the 3rd Salary is credited in the account
  • To be eligible for the Campaign, the first salary needs to be credited within the 3rd month of account opening and the first 3 salaries need to be credited by the 5th month of account opening.

Terms and Conditions apply.

Guaranteed joining cash of AED 2,500 for salaries AED 50,000 & above; AED 1,000 for salaries AED 25,000 & above; and AED 500 for salaries AED 10,000 & above for New Salary Transfer Accounts. Both New & Existing Mashreq Bank customers with a minimum salary transfer of AED 10,000 & above will be eligible for all other mentioned benefits. Above terms & conditions may be subject to change at any time at Mashreq Bank’s discretion Frequently Asked Questions
Terms & Conditions