Have you ever dreamt of becoming a millionaire?

Simply purchase Mashreq Millionaire Certificates and stand a chance to win in the government-conducted Millionaire draw as well as the Monthly Draws.

AED 35 transaction fee waived until 30th November, 2020

How to buy?

Buy in 3 Simple Steps:
1. Login to Mashreq Mobile or Online banking and click on New Account Opening on left panel
2. Choose Mashreq Millionaire & Click on Book Instantly
3. Select number of certificates (minimum 3) and confirm
To buy, visit your nearest Mashreq branch with your valid Emirates ID or Passport

Click here to locate

Features & Benefits:

  • Capital guaranteed savings scheme
  • Each Mashreq Millionaire certificate is valued at AED 1,000
  • Just one certificate is required to qualify for all prizes including AED 1,000,000
  • The more certificates you take the better your chances of winning
  • Redeem your certificates anytime
  • Certificate will be encashed within 72hrs after the request is raised
  • Nominal pre-encashment charges will apply if en-cashed within 90 days


Monthly Every 4 Months
25 Prizes of AED 1,000 1 Prize of AED 1,000,000
3 Prizes of AED 5,000


  • Minimum 3 certificates or above need to be purchased at every fresh transaction
  • Minimum holding of 1 certificate required to qualify for the draw
  • The minimum certificate holding period to qualify for any draw is 2 days. Certificates purchased less than two days prior to the draw will not qualify for the following draw. Such certificates will however qualify for all draws thereafter.